2 smart ways to borrow money for 2025 (and 2 risky ones)
Borrowers in need of some extra money should be aware of these smart (and risky) options heading into 2025.
Managing Your Money
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HELOC interest rates fall to new 2024 low: Why you shouldn't wait to apply
With HELOC rates dropping to a 2024 low, it may not make sense for borrowers to wait longer to apply. Here's why.
Can I still use my credit card after debt consolidation?
You may be able to use your credit cards after consolidating, but that isn't always the best financial move.
Bitcoin vs. 1-ounce gold bars: What's the better investment for 2025?
Both gold and Bitcoin could be investments that pay off next year, but one may be a smarter bet than the other.
Should you open a long-term CD after your current account matures?
If your current CD account is set to mature, it may be smart to move the funds to a long-term CD instead. Here's why.
4 mortgage interest rate scenarios that could occur in 2025
Many experts predict a gradual decline in mortgage rates next year, but other scenarios could play out.
5 reasons to invest in 1-ounce gold bars before 2025
It could make a lot of sense to add 1-ounce gold bars to your portfolio before the new year. Here's why.
3 mistakes to avoid if your CD matures in 2024
With just weeks left in 2024, savers who have a CD set to mature this year should avoid making these big mistakes.
Why you should get a home equity loan for 2025
A home equity loan can be a smart financial tool for homeowners heading into 2025. Here's why.
Why a long-term CD is better than these 3 alternatives now
A long-term CD could be more beneficial than some popular alternatives in today's unique rate climate. Here's why.
3 credit card debt relief strategies to consider for 2025
If you want to break the credit card debt cycle in the new year, these strategies could come in handy.
Can you get a HELOC while on Social Security?
Wondering whether you can borrow money from your home equity if you're on Social Security? Here's what to know.
How to keep your credit card debt low during the holidays
Swiping that plastic can be tempting when shopping over the holidays. Here's how to avoid it.
What drives home equity loan interest rates?
Wonder what impacts home equity borrowing rates? Here are the factors borrowers should be aware of.
3 ways seniors can lower their credit card debt in 2025
If you're a senior with high-rate credit card debt, it helps to start exploring these three options now, before 2025.