5 times to consider credit counseling (and 5 times not to)
Working with a credit counselor to resolve your debt issues can be a smart move, but not in every situation.
Managing Your Money
We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms.
Can the IRS garnish your Social Security disability check?
The IRS has lots of tools it can use to collect back taxes — but is garnishing your disability benefits an option?
How to find reputable gold dealers (and avoid scams) in 2025
With gold prices at record highs, finding the right dealer will protect your investment. Here's what to know now.
When should you cash in your CDs? Here's what experts say
The decision to cash in your CD account shouldn't be made hastily. Here's when experts say it makes the most sense.
Why debt relief makes sense with interest rates on pause
The Fed's decision to keep interest rates paused for now could have a big impact on your high-rate debt.
HELOC dos and don'ts to know as rates keep falling
With HELOC rates consistently falling in recent months, borrowers should closely consider these dos and don'ts now.
HELOCs vs. personal loans: What to consider now
If you're looking to borrow a large sum of money now, a HELOC could be better than a personal loan. This is why.
Fed keeps interest rates frozen: 3 home equity moves to make now
With interest rates remaining frozen, interested home equity borrowers may want to make these three moves now.
6 steps to take if a debt collector is garnishing your paycheck
Having your wages garnished is typically a big issue for your finances, but there are ways to deal with the issue.
How far have HELOC interest rates dropped in the last 6 months?
HELOC interest rates have dramatically fallen over the last six months. Here's how much cheaper they are right now.
Can a debt collector garnish your wages without telling you?
Understanding the nuances of wage garnishment could help you protect your paycheck — and your finances.
5 advantages of using gold to build long-term wealth
Gold might seem like a good short-term investment now, but it also has unique, long-term advantages to know.
4 borrowers who should open a HELOC (and 3 who shouldn't)
A home equity line of credit (HELOC) is a powerful borrowing tool in some situations, but it's not right for everyone.
How to earn 4% on your tax refund now
If you're expecting a tax refund, there are a few places you may want to deposit that money to earn big returns.
Should you use a HELOC to buy a second home now?
A HELOC could offer a cost-effective way to purchase a second home now. Here's what homeowners should consider.